Monthly Archives: May 2022

Tips for making your home safer while you’re away on vacation

Posted on by

Americans have never needed to go on vacation more than they do now. It may have been a while since you jumped into the car for a road trip or to the airport to get to your destination. At  E.S.T.I.R. Inc. in Bloomfield, NJ, we are independent insurance agents, and we want to help you make sure that your home is protected from all the bad things that can happen while on vacation. 

You need to make sure you are not leaving your home vulnerable to issues while you are away. There are a few things you can do before you leave for vacation to help.

Get a house sitter

Ideally, getting a housesitter will not leave your home unoccupied while you are away. This needs to be someone you know you can trust not to make the issues worse. If you have pets, this is a great way to protect your home and make sure your pets are cared for without having to board them. 

Stop your mail

Stopping your mail means that you won’t have a pile of mail in your mailbox. You can stop it easily by going online to the USPS website and requesting the stop. Always stop it at least a day in advance so you can check to make sure it is stopped.

Arm your alarm

This sounds self-evident, but in the rush and excitement to leave, it is not unknown for this to have been forgotten. 

Have lights on a timer

Have several lights in your home on a timer to come on at different times. You want it to look like someone is at home. 

Don’t announce your plans on social media.

Never tell everyone on social media that you will be away. Wait until you get back to share your photos and plans. 

Contact  E.S.T.I.R. Inc. in  Bloomfield, NJ with all your home insurance needs.

Tips to Help You Select the Right New Jersey Auto Insurance Plan

Posted on by

If you own a car in the Bloomfield, NJ area, you will likely know that you need to have a proper insurance policy. With the right insurance, you can protect your car, stay in compliance with any obligations, and reduce your liability risk. There are various tips that you should follow that can help ensure you pick the right insurance plan for your situation. 

Consider Needs 

A vital factor to consider as you are looking for coverage is to assess your needs. All people are going to have different auto insurance needs. For some people, having a full collision and comprehensive plan is necessary to protect their vehicles. For others, having just a liability plan is acceptable. It is crucial that you consider your insurance obligations and needs when building your plan.

Deductible

An insurance deductible is the amount of money you have to spend out of pocket before the company will pay for a claim. Generally, the higher the deductible, the lower your premiums will be. However, if you file a claim, you will have to spend more money if you have a higher deductible. It is vital that you properly consider the right deductible for your situation and ensure you keep the right amount of money aside if you need to file a claim. 

If you are looking for a new insurance plan for your car, you will want to speak with someone you can trust. Those residing in the Bloomfield, NJ area will find that E.S.T.I.R. Inc. is an excellent resource for all of your auto insurance needs. When you call E.S.T.I.R. Inc., they can help you evaluate all of your options and needs when choosing your next insurance policy.