If your home has recently been damaged in a fire, your insurance policy could provide much-needed help. In such a situation, it’s important to know whether your home insurance policy covers fire damage and, if so, what steps you should take. The professionals at E.S.T.I.R. Inc., serving Bloomfield, NJ, can assist you with this process. In this article, we’ll discuss home insurance coverage and what to do if you need to make a claim.

Does Homeowners Insurance cover Fire?

Most standard home insurance policies cover damage from fire. Talk to your insurance agent to confirm if your home insurance policy provides this type of coverage. Your insurance agent can provide information about your specific policy. You can also request a copy of your home insurance policy, which is good to have on hand.

What Should I Do If I Have a Claim On My Homeowners Insurance?

If your home has recently been damaged in a fire, talk to your insurance agent as soon as the situation is under control. Your first phone call should always be to emergency services. Once the fire is extinguished and you’re ready to start the recovery process, contact your insurance agent.

Your insurance agent can guide you to the forms that need to be filled out. You will need to save receipts and may be asked to take pictures of the damage. The insurance agency will likely send a claims adjuster to assess the damage to your property.

If you have questions, call E.S.T.I.R. Inc., serving Bloomfield, NJ, today to learn more about how you can file a claim with your insurance agency.