As a business owner, it’s crucial to select the right types of insurance policies to protect your company’s assets. If your business is in the Bloomfield, NJ, area, our team at E.S.T.I.R. Inc. is ready to answer your questions and help you make the right insurance choices. We’ve been working with businesses in your area for over 23 years.

Choosing the Right Health Insurance Policies for Your Employees

When choosing an insurance policy for your employees, it’s important to analyze the needs of your employees and make a choice that will benefit the majority. Some employers survey their employees to determine the healthcare needs of the majority. You’ll need to decide whether your company will pay part of the overall premium for the employees and whether you are willing to pay part of the premium for their spouses and children.

There are many types of health insurance policies available to employees. For example, you may decide to choose an HMO (Health Maintenance Organization), a PPO (Preferred Provider Organization), or an EPO (Exclusive Provider Organization). Another choice to make is how the employees will pay for the balance of their healthcare services. For example, some companies choose a Flexible Spending Account, which reserves a specific amount of the employee’s salary for healthcare costs and makes that amount tax-free.

Contact Us Today for Your Appointment

We remain dedicated to our mission of serving our community by offering the best insurance options for area companies. Businesses in the Bloomfield, NJ, area can count on our experience and commitment to customer service. Working with our team at E.S.T.I.R. Inc. will provide you with the business expertise you need. Call us for an appointment today, and let’s talk about insurance.