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E.S.T.I.R. Inc. is an insurance company located in the Bloomfield, NJ area. One of the many products they provide is commercial insurance for businesses. If you are a business owner, ensure this protection for your livelihood.
Commercial insurance is vital for businesses. It protects the business from losses commonly experienced, such as theft, liability, property damage, and employee injury. With the right insurance coverage, businesses can easily recover from these losses. Without it, there is the risk of going out of business.
The main types of commercial insurance are property insurance, liability insurance, and workers’ compensation insurance.
- Liability insurance protects against damage the business inflicts on customers or clients. It also covers the expenses related to property damage lawsuits or personal injury that occur at your company.
- Property insurance covers any damage to your business property due to a flood or fire, etc.
- Workers’ compensation insurance protects your business if an employee is hurt on the job. It also prevents workers from filing a negligence lawsuit.
There are more specific forms of coverage under each of these coverage types that offer protection from a business-specific type of liability. As this type of insurance can be complicated, make sure to get answers to any questions that arise, so you are clear about the conditions and terms of the insurance. Communication with your agent is crucial.
The insurance professionals at E.S.T.I.R. Inc. can provide all the answers you may need before purchasing this coverage. If you are a business owner or thinking about becoming one, you need commercial insurance coverage. Make sure your business is covered with all the protection possible to ensure its success. Commercial insurance will provide that protection. Contact E.S.T.I.R. today for a no-obligation quote. You will be glad you did.