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Trees pose a certain threat during storms or when weakened by disease, potentially falling and causing extensive damage to nearby homes. If you have faced property damages due to a falling tree, your insurance can provide support.
At E.S.T.I.R. Inc., serving Bloomfield, NJ, our team is ready to help. We can walk you through the claims process. Here’s what you need to understand.
Is Damage from a Tree Falling a Covered Event?
Most home insurance policies cover the damages caused by a falling tree. Your policy may also cater for debris removal from your yard as part of the home repair. However, the insurance policy rarely supports the removal of a tree that falls on your property if it doesn’t inflict any damage to your home.
How Can I Make a Claim On My Home Insurance Policy?
If your home suffered damages from a fallen tree, claiming your home insurance policy should be among your initial tasks. Before commencing the repair process, communicate with your agent at E.S.T.I.R. Inc., serving Bloomfield, NJ.
However, in any emergency situation that needs quick attention, like a fire, feel free to prioritize it over speaking with your insurance agent. Please note that if the repair process begins prior to contacting your insurance agent, your insurance company may deny your home repair request.
Do you have queries about repairing your home following tree damage? Don’t hesitate to call us. We’re here to assist.