Does My Home Insurance Require a Home Inventory?

Creating a home inventory is a proactive step you can take to protect yourself in the event of a disaster. It also helps you stay organized during the recovery process after a disaster.

A home inventory is also a requirement for some people with home insurance. At E.S.T.I.R. Inc., servicing Bloomfield, NJ, we can help you determine whether a home inventory is a requirement for your home insurance. Here’s what you need to know.

What Is a Home Inventory?

A home inventory is a comprehensive list of your belongings. It should include model numbers, costs, purchase dates, and other information that will assist you in replacing your belongings if they are destroyed. A home inventory can simplify the rebuilding process.

With a home inventory on hand, you won’t need to worry about forgetting the things you own. You’ll be able to replace what you need with less stress.

Some people use spreadsheets and apps to create their home inventory, while others simply make a video recording of their possessions to help them remember what they have.

Does My Home Insurance Require a Home Inventory?

Some home insurance policies require a home inventory, and some do not. Your insurance agent at E.S.T.I.R. Inc. can help you determine whether your home insurance policy requires a home inventory.

Have Questions? Call The Agents At E.S.T.I.R. Inc.

The professionals at E.S.T.I.R. Inc., servicing Bloomfield, NJ, can provide advice on making and maintaining a home inventory. If your insurance requires one, we can help you create one that meets the requirements. Call today.