Did you know the population of Harrison, New Jersey dropped over 5% between the 2000 and the 2010 Census? Did you also know that the loss has already been more than made up in the five years since? Harrison is growing again, and the evidence can be seen with new developments and housing. This growth and the potential it holds have re-energized the business community. It is an exciting time.

Is your business growing? Has it changed in the past few years? Have you added new products, expanded or invested in new electronics? If it has, you should consider a business insurance review. An insurance review can tell you many things. Here are just five things you may learn from a commercial insurance review.

1. Whether your business is covered from damage sustained from heavy snow buildup on your roof.
2. What types of water damage your policy covers.
3. If the windows in your storefront are covered for breakage.
4. Whether you are covered for theft or not, and to what extent.
5. If you are paying too much for coverage that is inadequate.

If your business is in or near the 07029 zip code, your E.S.T.I.R. insurance agent would be pleased to offer you a complimentary, no obligation business insurance review. This is particularly important if it has been a while since you’ve last reviewed your coverage. If your coverage is inadequate, our independent agents will scour multiple companies to find a policy that fits your business and your budget.

Visit our website and get comparative quotes on your auto or homeowners insurance. Once you see how we can save you money, we are counting on you calling us for a business insurance review.

E.S.T.I.R. is pleased to serve Harrison and excited for what the coming years will bring. We would be pleased to be a part of your team.

There are some sizeable businesses headquartered in Newark, New Jersey. Prudential Financial and The Panasonic Corporation of North America call Newark home. We are also home to hundreds of smaller, independent businesses who contribute to the economy and provide jobs. These small business are a critical part of Newark and deserve your support. Large or small, all businesses need to protect their interest. They generally do it with commercial insurance.

There can be pitfalls in buying commercial insurance. Insurance can sometimes be a bit complicated. You have captive agents and independent agents. There’s Special Form insurance and Basic Form insurance. There are coverage limits and deductibles to be concerned about. You don’t want to overpay, but you don’t want inadequate coverage either. But what is the biggest pitfall of buying Newark business insurance?

It may be not giving yourself enough options.

That is what an independent agency like E.S.T.I.R. can deliver for you. Captive agents only have the opportunity to show you a rate from the single company they represent. In an effort to get a better price from that company, coverage may be trimmed. That can become a problem. Independent agents can scour multiple companies. In this search, our professionals can help find the appropriate options at the best possible price.

You can give us a try with your personal insurance. Visit our website and get a comparative quote on your automobile or homeowners insurance. When you see the results, we hope you will let us quote your business insurance.

Avoid the pitfalls of buying Newark commercial insurance for your business. Make the most of your budget and get the coverage you need by getting the options you deserve. Contact E.S.T.I.R. and put us to work for you.

Harrison, NJ, 07029 is a nice area for many people interested in access to the city at an affordable cost. The recent plans to revitalize the city are underway, so in the next few years the city is going to be a hotspot for many businesses and professionals alike.

With easy access to many cities, many businesses will use their cars to travel back and forth. Commutes can place strain on business vehicles due to wear and tear, so it is essential for business owners to know how to maintain their business cars in order to save money on their insurance and protect their employees.

Install Gadgets to Monitor Driving

Advances in technologies have made it easier to monitor cars remotely. Business managers can install these devices to ensure that their vehicles are driven safely, so that their insurance premiums remain low. The benefits of installing these devices include:

• These devices provide businesses with the ability to monitor warning lights, such as the check engine and battery light.
• These devices provide businesses with the ability to easily locate the car if it is stolen.
• These devices allow managers to monitor live trips while employees are driving.

With all these features, it is easy to see why so many business owners are opting to equipment their cars with new technology so that they will have more control over their employees’ safety.

Keep the Cars Maintained

Maintaining business cars is essential for employee safety. By having the oil changed, fluids checked, and the condition of the tires checked, managers will reduce the instance of the car stalling or getting a flat tire during heavy travel times. Since disabled vehicles can cause even more confusion, businesses are not only protecting their drivers, but other drivers on the road.

After implementing all the safety measures possible to protect your employees call us to determine whether you qualify for a better rate on your commercial insurance policy. Our agents are always standing by to provide you with commercial insurance quotes using the latest technologies to provide you the best quotes possible. 

As a business owner in Newark, NJ, there is a lot to think about. One day after a quick lunch at Gencarelli's, you decide to take a walk through Branch Brook Park before heading back to the office. You start thinking about your insurance coverage. Is your business covered in case of fire damage? What about a burst water pipe? Even if you have adequate levels of damage protection, your company could be down for weeks or even months during remediation and reconstruction. Who will pay the bills when your business income has been interrupted?

Since E.S.T.I.R. Inc is a local company as well, our commercial insurance agents understand your concerns. We can answer your questions about the different types of insurance policies for businesses. For example, some business property damage policies cover damage from smoke, vandalism and even sinkholes. However, if you are concerned about glass breakage or water damage, you may need additional endorsements. Our agents will be happy to look over your current policy to ensure you are protected.

Business interruption insurance is usually not standard coverage on a property damage policy. You might need a separate policy if you have concerns about the financial impact of delays to your business operations due to building damage. Business interruption insurance often covers operating expenses and lost profit until the damage is resolved, as well as costs for your business to continue operating at a different location if necessary. Policies will vary based on your company's circumstances. At E.S.T.I.R. Inc, our experts can give you a business insurance quote based on the coverage that will best suit your company's needs.

To consult with the Newark insurance specialists at E.S.T.I.R. Inc, please contact us today. We want every business in the 07107 area to have the policy that best protects their financial future.