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If you’ve had a commercial insurance policy for a while, it may be time to update it. In the Bloomfield, NJ area, E.S.T.I.R. Inc. can help. We understand that insurance is a vital part of operating a business and that the needs you have for your company can change over time. That’s why updating your policy matters. Here are four of the biggest reasons to update your commercial coverage.
1. You Moved to a New Location
The policy you have covers where you are, and if you move, you’ll want to let your agent know. That’s especially true if you own the building where your company is located because the coverage amounts may change based on the new location.
2. You Took on More Employees
Having more employees may mean more liability and risk. The same is true for many added equipment or larger amounts of inventory. There’s no reason to put your company at risk when you can easily update your coverage for the protection you need.
3. You Changed the Nature of Your Business
Sometimes, businesses change how they operate or what they do, and if that’s the case with yours, it’s time to update your insurance policy. Working with your agent will give you the help you need to get that done.
4. You Changed or Added Ownership
Anytime a business is bought or sold, or a person is added to or removed from ownership responsibilities, updating your policy is the right choice. If you’re in the Bloomfield, NJ area and need to update your commercial insurance policy, contact us today at E.S.T.I.R. Inc. Our trusted agents can help you make the changes you need to ensure you’re fully protected.