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People in Newark, New Jersey, as well as Livingston and Montclair, will find that having proof of their home’s contents really can make a difference when it comes to filing a claim later on. Though the insurance provider will tell you specifically what to show proof of, it is never a bad idea to have a detailed list showing exactly what you own.
Why Does It Matter?
Many insurance policies provide specific coverage on the content in a home. If you wish to ensure coverage of your items and belongings, it is a good idea to have some type of proof of ownership. In order to prove ownership, produce some type of proof you own the item, such as:
- You can take photos of each of the items with a date on them.
- You can hold onto the bills, or receipts, for those items.
- You can also simply show them to your agent so he or she can take note of the item.
Keep in mind, homeowners should follow their agent’s specific guidelines on establishing proof of ownership. That way, if the item is damaged, lost, or stolen, it may be possible to place a claim on that item with the insurance provider. Without this type of proof, though, the insurance company may not be willing to provide funds to cover the claim.
Getting Help
Individuals seeking a new insurance provider should utilize our independent agent for guidance. Let us help you to find the right provider for you to ensure all of your home’s belongings are properly covered. Every step you take to protect your home is a good one, as long as you make the right buying decisions. Our independent agent can help you to do just that by helping you to find the right provider of affordable, ample insurance coverage.