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Best reasons for having auto insurance in Newark, NJ

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A big bustling city like Newark, New Jersey requires most residents to have a vehicle to get around, which means most residents will also need some form of auto insurance policy. Below are the best reasons for having an auto insurance policy in a place like Newark, NJ.

IT’S THE LAW

You need to have some form of insurance if you are driving in New Jersey, so that you can cover an accident if you are in one and not cost someone else a lot of money or cost yourself a lot of money. If you don’t have insurance or proof of insurance while driving in Newark, you may receive a ticket and an order to get insurance before you can legally drive again.

IT GIVES YOU PEACE OF MIND

There is a lot to worry about when driving on the road, from other people possibly hitting you in their cars to your car malfunctioning or a tire blowing and causing you to have an accident. One less thing to worry about with auto insurance is who is going to pay for all of this if one of these unexpected things does happen while you are driving. Without auto insurance, the cost of an accident can easily skyrocket into the tens if not hundreds of thousands of dollar range. With auto insurance, you basically don’t have to worry about most accidents costing you more than your deductible payment.

YOU’RE PROTECTED FINANCIALLY FROM LAWSUITS

You’re also protected from any lawsuits that may arise from an accident you have while driving thanks to your auto insurance company. They will go to court for you and pay the judgment if they lose the case against whoever is suing you. If you don’t have insurance, then you will have to deal with all of this yourself.

Prepping Your Home for Colder Weather

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Winter is a gorgeous time of year in Newark, NJ, and there are a lot of things that come along with that. For many, winter is a time to venture into the city and enjoy all of the colder climate activities. However, there are also some things you should do to prep your home for the colder weather. Before fall slips away, use these tips from E.S.T.I.R. Inc. to prep your home.

  • Clean out your gutters. In the fall, the leaves will start to fall and some of them will end up in your gutters. While the changing fall colors are beautiful, they are not so wonderful when they are clogging up your gutters. Before the first snow falls, you should make sure these are cleaned out.
  • Get your heater examined. You likely haven’t thought about using your heater since last winter. Before you try to use it, you should get it looked at by a professional. Getting regular maintenance on your heater is important and fall is a great time to get it done. Plus, it is always good to catch a problem before you need to use the heater. Additionally, this time of year is a great time to also change your filters in the home to ensure your heater is able to work optimally.
  • Get home insurance. One of the biggest mistakes homeowners make is not having home insurance in place for their home. It is definitely something that can help in a variety of ways and we recommend it for every homeowner. You should protect your investment with home insurance all year long and if you do not have it now, it is time to explore some of your options.

If you are interested in learning more about home insurance and getting some quotes, be sure to contact E.S.T.I.R. Inc. serving Newark, NJ. We can even help you by examining your current policy for any gaps.