What Does Contractor Insurance Not Include?

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As a construction company, understanding your insurance needs is crucial as it shields you from lawsuits, damage costs, and other unplanned scenarios. At E.S.T.I.R. Inc., for clients in Bloomfield, NJ, we aim to provide insurance coverage that is tailored specifically to your needs. However, it is equally vital to comprehend what is not covered under your contractor insurance policy.

What Your Contractor Insurance Might Not Cover

Contractor insurance is unique and might be more intricate than standard insurance policies. Be sure to scrutinize the contract specifics; your policy may not cover damages to your own property, incidents related to electronic data, worker’s compensation, and more. It’s thus pivotal to have detailed discussions with your agent to understand your policy better and plan for any unexpected challenges that may impact your business. For example, if you sign a contract or an agreement of another sort where you assume liability in the event of damages or injuries, your contractor insurance won’t cover this. 

Procuring Contractor Insurance at E.S.T.I.R. Inc

Ready to safeguard your construction business from potential lawsuits? At E.S.T.I.R. Inc., we cater to the Bloomfield, NJ area and beyond, providing businesses with the coverage they require. Contact our team to speak with someone about getting started with a quote. We will be happy to walk you through the process.