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It’s easy to purchase home insurance and forget it. After getting the coverage, it’s done, right? Wrong. The insurance industry is a dynamic industry. Changes can take place at any given moment. As a result of that, you should seriously consider analyzing your home insurance policy at least once a year.
Industry Changes Can Trigger Policy Changes
The insurance industry is one of the largest industries in the United States. As such, they can effect laws governing insurance regulations within Newark, NJ. Since laws affecting your policy can become effective during your policy, the sooner you are aware of the change, the better off you will be. For instance, if you don’t get an annual review, it’s possible for you to remain uninformed about changes concerning what is covered in your policy. Or worst, after experiencing a loss, you find out it’s not covered by your policy.
Reviews Can Uncover Savings or Additional Features
One of the main reasons you should consider getting an annual review of your home insurance policy is to save money. The insurance industry is highly competitive. Increased competition drives prices down. By getting an annual review, you may find that you are eligible to receive a discount. Additionally, you may find that your insurance company is rewarding your loyalty by giving you extra features for the same rate.
Cover Your Home Thoroughly
As a homeowner, you make improvements on your home throughout the year. You may add more room onto your garage or an additional bedroom. Without informing your insurance company, they wouldn’t know you improved your home. Your annual review is a great time to ensure that all the upgrades you made to your home are covered by your home insurance.
At E.S.T.I.R. Inc. we encourage our customers to schedule an annual review. Our licensed insurance agents are more than happy to review your policy to ensure you have the home insurance you need in the event of a loss. Give us a call today to schedule your annual review.